We give you the power to make the most of your money
Let's look at the costs and charges for expert financial advice.
Financial advice fees
When you work with our FCA-regulated financial advisers, you’re tapping into real expertise which has the potential to improve your life for the better. Reframing how you think about charges can help justify the value of advice – for example, it could save you money in tax, or make your savings and investments work harder.
Band | Initial advice charge rate |
|---|---|
£0 – £50,000 | 3% |
£50,000.01 – £100,000 | 2.5% |
£100,000.01 – £250,000 | 2% |
£250,000.01 – £500,000 | 1.5% |
£500,000.01 + | 1% |
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What could this look like for me?
Say you invested that £300,000 lump sum following advice. You’d be investing in:
Our initial advice rate to give you this confidence and reassurance would be £6,500. That’s:
A) For the first £50,000 – a 3% advice rate, which is £1,500.
B) For the next £50,000 – a 2.5% advice rate, which is £1,250.
C) For the next £150,000 – a 2% advice rate, which is £3,000.
D) For the remaining £50,000 – a 1.5% advice rate, which is £750.
The rate would be deducted from the amount you’re already comfortable choosing to invest.
The remaining £293,500 would be invested.
Unlocking peace of mind through financial advice
Research* shows:
Those who had taken advice benefit from:
*ILC-UK, (International Longevity Centre -UK) ‘Peace of mind: Understanding the non-financial benefits of financial advice’ report 2020
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