What is the Prudential International Investment Bond?
The Prudential International Investment Bond is an offshore bond sold to UK residents, designed for medium to long-term investing (typically 5–10 years). It offers access to a wide range of investment options with the potential for growth, while allowing you to take tax-efficient withdrawals and providing an element of life cover.
An offshore bond that works harder for you
This bond is provided by Prudential International, based in Dublin, giving you flexibility and a broad choice of investments. As an offshore investment, your money can grow largely free from tax, which could lead to potentially higher returns compared to UK-based investments. Please note that this isn’t guaranteed and there’s the potential that you might not get back the amount you put in.
Offshore locations include Channel Islands Isle of Man, Dublin and other locations where Prudential International is registered. Tax treatment can vary depending on the type of investment and your personal circumstances.
Designed for a wide range of investors
While offshore products are often associated with benefits for higher rate taxpayers, they can also offer advantages for a wide range of customers seeking flexibility and tax efficiency.
Product features
Why choose Prudential International Investment Bond?
Things to consider when choosing the Prudential International Investment Bond
- This product is only available through a financial adviser.
- The value of your investment can go down as well as up and you may not get back the amount you put in.
- Making withdrawals and the application of charges will reduce the value of your investment.
- Tax rules can change and the impact of taxation any and tax relief depends on your circumstances.
- We’re not recommending one option over another and haven’t given advice on this investment. If you’re unsure, speak to a financial adviser.
- Access to the Prudential PAC Sterling, PAC Euro and PAC US Dollar With-Profits Funds is no longer available to new customers investing in the Prudential International Investment Bond on or after 11 September 2017.
- If you’re an existing customer who invested before 11 September 2017, you can still top up or switch into the Prudential With-Profits PAC Sterling, PAC Euro and PAC US Dollar Funds.
- Reference to With-Profits on this page is only applicable to policyholders who invested before 11 September 2017.
What’s the Sustainable Finance Disclosure Regulation (SFDR)?
The SFDR is an EU regulation designed to give investors greater transparency on how financial products and their underlying investment options can promote environmental and/or social characteristics, or have a sustainable investment objective.
For more sustainability-related information, refer to the SFDR documents.
Each document may include third-party links to fund-level sustainability details. If you have difficulty accessing these links or finding specific fund information, email us at: prudentialinternational@prudential.co.uk
You can also learn how Prudential International Assurance considers principal adverse impacts of its investment decisions in the following document:
Statement on principal adverse impacts of investment decisions on sustainability factors
Ready to invest?
If you’re interested in the Prudential International Investment Bond, speak to your financial adviser.
Before deciding if this product is right for you, please read please read the following documents:
