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PruFund

Understanding PruFund and its range of funds

What is PruFund?

Investing in the PruFund range of funds can provide you with the potential for investment growth with the possibility of smoother returns than would typically be experienced from direct investment.

  • Designed to suit different attitudes to risk and reward.
  • The potential for growth, but with lower risk than buying equities in a single company.
  • They aim to smooth some of the short-term highs and lows of investment performance.
  • Access to a wide range of investments – including some which individual investors may not be able to access.
  • A spread of diversified investments – this could help offset poor performance in one asset type with good performance in another.
  • Economies of scale – investment costs are spread over many investors.
  • Actively managed by skilled investment experts.
  • Available through pensions, drawdowns, investments, and ISAs.

Remember: The value of an investment can go down as well as up and the value in the future may be less than the amount invested. For PruFund what you receive will depend on the value of the underlying investments, the Smoothing Mechanism, our charges, if there is a guarantee and when you take your money out.

Watch our video to learn how PruFund works

The PruFund range of funds

Aims for steady and consistent growth over the medium to long term (5 to 10 years or more) through a cautious approach to investing.

Aims to maximise growth over the medium to long term (5 to 10 years or more) by investing in shares, real estate, fixed-interest and other investments.

These funds are designed to suit different attitudes to risk and reward. Unlike PruFund Growth and Cautious, a key feature of the Risk Managed range is that our investment experts aim to manage how volatile the funds are within certain limits.

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These funds are based on our Risk Managed range. It's a range of funds designed to grow your money while supporting positive environmental and social outcomes.

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Expected Growth Rates and Unit Price Adjustments

Expected Growth Rates (EGRs) reflect our long-term view of each PruFund fund’s performance. Unit Price Adjustments (UPAs) allow us to take into account shorter-term performance.

See all EGRs and UPAs
Already invested?

To manage your investment, please speak to your financial adviser. If you don't already have a financial adviser you can make an appointment with an adviser from M&G Advice or you can search for an independent financial adviser at unbiased.co.uk 

M&G Advice offers a restricted advice service.

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Want to know more about PruFund?

The funds are designed to provide a smoother investment journey, giving you access to a wide range of assets while the established smoothing process helps reduce some of the short-term fluctuations associated with investment markets.

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