PruFund in a nutshell
Here’s some of the reasons we’re proud of PruFund.
- Spreads the risk of your investment over a number of different types of investments such as shares, bonds, property and cash.
- Pools money from all investors – giving you greater buying power and also means you can access investments you couldn't as an individual.
- Smooths some of the short-term ups and downs of direct stock market investments.
- Is invested in Prudential’s With-Profits fund, one of the largest With-Profits funds in the UK.
Before making any investment decision, we recommend you first speak to a financial adviser. Our advice arm M&G Wealth Advice can advise you on PruFund and a carefully selected range of products from Prudential and other providers. This is known as restricted advice.
Learn more about how PruFund works with our introductory video;
Our range of PruFund funds also aim to avoid harm…
As well as offering a smoothed investment experience, some of our PruFund funds aim to avoid harming the planet whilst looking to provide competitive returns.
When our experts look for places to invest your money, they aim to meet certain criteria. We aim to exclude investments in controversial weapons or gambling, and companies that violate the United Nations Global Compact on human rights and anti-corruption.
They also look at three important factors when considering investments. These are environmental factors, things that help society and companies with robust controls (governance), these are known as Environmental, Social and Governance (ESG) considerations.
A smooth way to invest your money
- PruFund gives you access to a wide range of investments, so all of your eggs aren't in one basket.
- Investment costs are charged but spread over many investors.
- PruFund uses an established smoothing process, its aim is to smooth the short-term ups and downs of markets. In certain circumstances smoothing may be suspended to protect those in the With-Profits Fund.
- A choice of funds designed to suit different attitudes to risk and reward.
- Managed by our experts.
- Over £58.3bn currently invested*.
- Available on a range of pensions, drawdowns, investments and ISAs
*as at March 2023
PruFund Planet Range
Aiming for competitive returns and a smoothed investment while proactively investing to create a better world for people and the planet.
These funds are available through our Retirement Account.
PruFund Risk Managed Range
Aiming for competitive returns and a smoothed investment experience while avoiding harm to the planet.
These funds are currently available through our Retirement Account, Bonds and ISA.
How can I invest in PruFund?
PruFund funds are available on a range of pensions, drawdowns, investments, ISA’s and on the M&G Wealth Platform. If you are interested in learning more about PruFunds and how you can invest, please speak to your financial adviser.
Investing insights;
Investing for beginners
We invest in ourselves, in our careers and in our futures – to make things better. So why when it comes to investing with our money are we suddenly put off?
Guide to ISA
ISAs (Individual Savings Accounts) are one of the most popular ways to save and invest.
Other sources of information
The Money Advice Service
An impartial money advice website, set up by the government to help you.
Visit www.moneyadviceservice.org.uk to find out more.
Pension Wise
Visit pensionwise.gov.uk, a free impartial guidance service from the government to help you understand your options at retirement.
HMRC
Visit hmrc.gov.uk to find out more information on tax rules and legislation which may affect you and your pension plans.
© Prudential 2023
"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at 5 Central Way, Kildean Business Park, Stirling, FK8 1FT. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company Limited. The Prudential Assurance Company Limited and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc which is a holding company registered in England and Wales with registered number 11444019 and registered office at 10 Fenchurch Avenue, London EC3M 5AG, some of whose subsidiaries are authorised and regulated, as applicable, by the Prudential Regulation Authority and the Financial Conduct Authority. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.