Pension Choices Plan

To change your name, we’ll need a signed letter from you with details of your previous name and your new name. We’ll also need one of the following original documents: a Marriage Certificate, Civil Partnership Certificate, Decree Absolute, Final Order or a Deed Poll.

Please send the letter, including your policy number, to Prudential, Lancing, BN15 8GB.

We'll return your document to you straight away.

We recommend that you carefully consider your options, including your tax position, before accessing your pension savings.

Taking money out is a big decision and one that’s best made with an adviser. If you don't have a financial adviser you can find one at unbiased.co.uk.

You may be able to top up your pension, but to confirm you'll need to contact us

We recommend you get financial advice to help you make decisions about your pension savings and your retirement options. If you don't have a financial adviser, you can find one at unbiased.co.uk.

We'll let you know your options six months before your retirement date.

Your financial adviser is best placed to help you understand what retirement options are right for you.

If you don't have a financial adviser you can find one at unbiased.co.uk.

You can invest your money in at least one of the nine investment funds available. When you are in Drawdown you also have the option to invest in one of four Investment Pathways. Find out more about Investment Pathways.

You're able to change your investment choices at any time. Please read Your With-Profits Plan - a guide to how we manage the fund, for an explanation of how the PruFund Funds works. For more information on the range of funds, please visit your Fund Guide.

The following funds are available:

• Prudential PruFund Risk Managed 1
   
• Prudential PruFund Risk Managed 2
   
• Prudential PruFund Risk Managed 3
   
• Prudential PruFund Risk Managed 4
   
• Prudential Risk Managed Active 1
   
• Prudential Risk Managed Active 2
   
• Prudential Risk Managed Active 3
   
• Prudential Risk Managed Active 4
   
• Prudential Cash

The following Investment Pathways are available:

Pathway 1 - I have no plans to touch my money in the next 5 years

Pathway 2 - I plan to use my money to set up a guaranteed income (annuity) within the next 5 years

Pathway 3 - I plan to start taking my money as a long term income within the next 5 years

Pathway 4 - I plan to take out all my money within the next 5 years

We recommend you get financial advice to help you make decisions about your pension savings and your retirement options. The value of your investment can go down as well as up, and you may not get back what you put in.

If you don't have a financial adviser you can find one at unbiased.co.uk.

You'll be able to check the funds you're invested in on your annual statement.

You can also find out more about the funds in the Fund Guide.

No you won't be charged for changes to funds.

The charges that apply to your policy are detailed in your annual statement and the Fund Guide.

Yes, you can normally transfer your plan to another pension provider. Transferring your pension is a big decision. We recommend you get financial advice to help you make decisions about your pension savings and your retirement options.

Alternatively you can contact us about transferring your plan.

Please contact us if you would like to do any of the following:

• View my latest statement or get a pension valuation
• Update your bank or building society details
• Change my address details
• Stop, pause or reduce payments into my pension*
• Nominate a beneficiary

*We recommend you get financial advice to help you make decisions about your pension savings and your retirement options.