Permanent Health Insurance
Telling us about a change in your employment circumstances
Changes to your employment could have an impact on the suitability of your plan. It’s important that you tell us about any changes to your employment status, the type of work you do and the amount you earn, as this may affect your plan.
If you have any questions once you’ve read this summary, or need any help understanding your options, just call us on 0345 640 1000, or +44 178 644 8844 if you’re calling from abroad.
We might record your call for training and quality purposes. To find out more about how we use your personal data please visit pru.co.uk/mydata.
How your plan works
This plan is designed to provide an income after a defined period of time if an accident or illness prevents you from working.
This plan has no cash in value.
Things to consider
If there have been changes in your employment or earnings, you could find that your level of cover is no longer right for you.
Keeping us informed allows us to provide information to help you decide if your plan continues to meet your needs by:
- Making sure your current level of cover is appropriate.
- Explaining the effect of any change your employment or earnings may have.
If you’re looking at a replacement plan, make sure it meets your needs and has the right level and type of benefits. If you’re replacing your plan with a new one, it’s important it’s started before you cancel your existing one.
Protecting yourself from investment scams
Fraudsters are always out there and constantly changing their tactics. So, take a minute to find out how to stay ahead of the scammers.
What to do now
Give us a call on 0345 640 1000 or +44 178 644 8844 if you’re calling from abroad.
We can’t give you advice or make your decision for you, but we’ll be happy to help you understand your plan and talk you through all your available options and their possible implications.
Alternatively, speak with a financial adviser - if you don’t have one, you can get details of financial advisers in your area at pru.co.uk. Financial advisers will charge you a fee for any advice they give you, but it will be personal to you.
We’re here 8am - 6pm Monday to Friday (except bank holidays) and happy to help in any way we can. Please make sure you have your plan number to hand when you call.
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"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at 5 Central Way, Kildean Business Park, Stirling, FK8 1FT. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company Limited. The Prudential Assurance Company Limited and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc which is a holding company registered in England and Wales with registered number 11444019 and registered office at 10 Fenchurch Avenue, London EC3M 5AG, some of whose subsidiaries are authorised and regulated, as applicable, by the Prudential Regulation Authority and the Financial Conduct Authority. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.