Your International Portfolio Bond is a single premium, whole of life investment bond which offers the potential for growth and provides either a small benefit on death (Lives Assured) or a benefit at the end of 99 years (Capital Redemption).
Before deciding to make any changes to your plan, or pay more money in, we recommend you speak to your financial adviser. They'll be able to provide advice that's right for you and your situation.
If you don’t have a financial adviser, you can find one at unbiased.co.uk
Please remember that the value of any investment you already have, or any top ups you make to the plan, can go down as well as up and you may not get back the amount you put in.
You can get a copy of your bi-annual statement by contacting your financial adviser.
You can update your bank or building society details by contacting your financial adviser.
You can change your address details by contacting your financial adviser.
To change your name, we’ll need a signed letter from you with details of your previous name and your new name. We’ll also need one of the following certified copies: a Marriage Certificate, Civil Partnership Certificate, Decree Absolute, Final Order or a Deed Poll.
Please send the letter to Prudential International, PO Box 5177, Worthing, BN11 9HJ.
Taking money out is a big decision and one that's best made with a financial adviser.
You can take one-off withdrawals from your bond or fully cash it in. The minimum amount for a withdrawal payment is £50. Depending on which method you choose to make a withdrawal, there can be different tax implications.
For more information on this please see the relevant Key Features Document.
To set-up or change a regular withdrawal, you'll need to contact your financial adviser. The minimum amount for a withdrawal payment is £50.
For information on charges and costs please see the relevant Key Features Document, the fund factsheets and read your Key Information Document, relevant Investment Option Document(s) or Fund Managers own Key Investor Information Document(s) as appropriate.
The minimum initial investment is £20,000 and is after the deduction of any Initial Adviser Charge.
Yes, you can switch your money between funds at any time. With the PruFund range of funds, you can only make one change in to or out of them every three months. We don't currently charge you for this but if this changes in the future we’ll let you know.
Any units we cancel as a result of switches from the PruFund Range of Funds will be subject to a delay of 28 days to cancel units. The unit price on the final day of this 28 day period will be used as the price of the units for these purposes.
If you'd like to switch your funds you'll need to contact your financial adviser.
Our PruFund range of funds page shows the current Expected Growth Rates (EGRs) – simply select the International Portfolio Bond from the dropdown option. You'll also be able see the historic EGRs as well and any historic Unit Price Adjustments that have been made.
The value of an investment can go down as well as up and the value in the future may be less than the amount invested. For the range of PruFund funds, what you receive will depend on the value of the underlying investments, the Expected Growth Rates as set by the Directors of The Prudential Assurance Company Limited (PAC), our charges, the smoothing process and when you take your money out.
If you can’t find the answer you’re looking for, we’re here to help. Visit the contact us section to find the team that can help you with your product query. We’re available Monday to Friday, except public holidays.