The benefits of our Risk Managed PruFund funds
Investing in the Risk Managed PruFunds gives you a combination of an established smoothing process, investments from around the world and access to expert fund managers.
Watch our video, where you’ll learn more about where PruFund invests, including real examples of the types of companies it invests in (11 mins).
Our Risk Managed PruFunds;
- Spread the risk of your investment over a number of different types of investments such as cash, bonds, real estate, shares and alternative assets.
- Pool money from all investors – giving you greater buying power and also means you can access investments you couldn't as an individual
- Prudential’s PruFunds aim to grow your money over the medium to long-term (5-10 years) with a view to providing you with a smoother investment journey. That's thanks to our smoothing mechanism and multi-asset approach, spreading the risk to your investment, which can help provide more stable returns.
- Are part of Prudential’s With-Profits fund, one of the largest With-Profits funds in the UK.
Where the Risk Managed PruFunds invest
When you invest in the Risk Managed PruFunds, you’ll be investing across the word in thousands of companies providing a truly diverse exposure.
The Risk Managed PruFunds are invested in the Prudential With-Profits Fund, one of the largest with-profits funds in the UK. Worth approximately £153bn as at 31 December 2023, meaning we can buy a range of assets which may not be possible to invest in directly.
Each Risk Managed PruFund has a different volatility objective which means your adviser can recommend a fund that's appropriate to your attitude to risk and reward.
In the UK;
- The General Industrial sector, which can include producers of anything from electronic components, to aluminium cans, to packaging and paper
- The Banking sector, which mainly focuses on high street banks and financial services like loans
- And the Utilities sector, including Gas, Water and other essential services
And here are some examples of companies you might have heard of that PruFund currently has shares in;
| UK | AstraZeneca |
|---|---|
| Pearson PLC | |
| Weir Group | |
| Europe | Orsted |
| Danone | |
| Asia | Samsung Electronics |
| Japan | East Japan Railway |
| Toyota Motor Corporation | |
| China | Alibaba Group |
| US | Apple Inc |
| PepsiCo Inc |
The PruFund Risk Managed range;
We have five Risk Managed PruFunds, designed to suit different attitudes to risk and reward. They all benefit from our established smoothing mechanism and are aimed at investors looking to invest for 5-10 years.
Your Adviser will discuss your needs in terms of the level of Risk and rewards you are willing and able to take.
How can I invest in Risk Managed PruFund Funds?
Our Risk Managed funds are currently available through our Retirement Account, Bonds and ISA. If you are interested in learning more about our Risk Managed PruFunds and how you can invest, please speak to your financial adviser.
If you don’t already have an adviser you can contact a financial adviser.
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"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at 5 Central Way, Kildean Business Park, Stirling, FK8 1FT. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company Limited. The Prudential Assurance Company Limited and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc which is a holding company registered in England and Wales with registered number 11444019 and registered office at 10 Fenchurch Avenue, London EC3M 5AG, some of whose subsidiaries are authorised and regulated, as applicable, by the Prudential Regulation Authority and the Financial Conduct Authority. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.