The benefits of our Risk Managed PruFund funds
Investing in the Risk Managed PruFunds gives you a combination of an established smoothing process, investments from around the world and expert fund managers.
Watch our video, where you’ll learn more about where PruFund invests, including real examples of the types of companies it invests in (11 mins).
Our Risk Managed PruFunds;
- Spread the risk of your investment over a number of different types of investments such as cash, bonds, property and shares
- Pool money from all investors – giving you greater buying power and also means you can access investments you couldn't as an individual
- Smooth some of the extreme short-term ups and downs of direct stock market investments. This means that you would potentially not benefit from the full upside of rises or suffer from the full downside of falls in investment performance, which can help to provide more stable returns.
- Are part of Prudential’s With-Profits fund, one of the largest With-Profits funds in the UK.
- Risk Managed PruFunds aim to avoid harming the planet.
Where the Risk Managed PruFunds invest
When you invest in the Risk Managed PruFunds, you’ll be investing across the world, in hundreds of companies providing a truly diverse range of funds, with the aim of avoiding harm to the planet.
As well as helping to protect your money from the extreme short term ups and downs of markets, Risk Managed PruFund aims to provide ‘competitive returns’ while avoiding harm to the planet. This is done by aiming to exclude things like investing in controversial weapons and companies that, for example, violate human rights principles according to the United Nations Global Compact.
They also look at three important factors when considering investments. These are environmental factors things that help society and companies with robust controls (governance), these are known as ESG (Environmental, Social and Governance) considerations.
In the UK;
- The General Industrial sector, which can include producers of anything from electronic components, to aluminium cans, to packaging and paper
- The Banking sector, which mainly focuses on high street banks and financial services like loans
- And the Utilities sector, including Gas, Water and other essential services
And here are some examples of companies you might have heard of that PruFund currently has shares in;
| UK | AstraZeneca |
|---|---|
| Pearson PLC | |
| Weir Group | |
| Europe | Orsted |
| Danone | |
| Asia | LG Corp |
| Japan | East Japan Railway |
The PruFund Risk Managed range;
There are five Risk Managed PruFund funds, each with a different level of expected risk and reward.
PruFund Risk Managed Range
Your Adviser will discuss your needs in terms of the level of Risk and rewards you are willing and able to take.
How can I invest in Risk Managed PruFund Funds?
Our Risk Managed funds are currently available through our Retirement Account, Bonds and ISA. If you are interested in learning more about our Risk Managed PruFunds and how you can invest, please speak to your financial adviser.
If you don’t already have an adviser you can contact a financial adviser.
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"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at 5 Central Way, Kildean Business Park, Stirling, FK8 1FT. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company Limited. The Prudential Assurance Company Limited and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc which is a holding company registered in England and Wales with registered number 11444019 and registered office at 10 Fenchurch Avenue, London EC3M 5AG, some of whose subsidiaries are authorised and regulated, as applicable, by the Prudential Regulation Authority and the Financial Conduct Authority. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.