Pension Choices Plan - PruFund Expected Growth Rates and Unit Price Adjustments
The PruFund range of funds aim to grow your money over the medium to long term (5 to 10 years or more), while protecting you from some of the short-term ups and downs of direct stockmarket investments by using an established smoothing process. This means that while you won’t benefit from the full upside of any potential stockmarket rises you won’t suffer from the full effects of any downfalls either.
The table below shows the current and historic EGR (gross of all product charges) and Unit Price Adjustments (UPA), correct as at 25 May 2022 (unless otherwise indicated).
Due to the strength of the With-Profits Fund, we’ve increased the unit price by 1.25% on 28 February 2022 for some of our customers invested in the PruFund funds. This unit price increase has no impact on the smoothing process. Customers invested in the International Portfolio Bond, Prudential International Investment Bond and International Prudence Bond will not share in the additional surplus. For further information please see www.pru.co.uk/aboutadditionalsurplus
Pension Choices Plan
| Pension Choices Plan | Expected Growth Rate (%) | Historic Expected Growth Rate | Historic Unit Price Adjustments | ||||
|---|---|---|---|---|---|---|---|
| From | To | EGR (%) | Date | Type Of Adjustment | UPA (%) | ||
| PruFund Risk Managed 1 Fund | 4.70 | 25-02-2022 | Present | 4.70 | 25-05-2022 | End | -2.41 |
| 26-05-2020 | 24-02-2022 | 4.30 | 28-02-2022 | End | +1.25* | ||
| 27-08-2019 | 25-05-2020 | 4.70 | 25-08-2021 | End | +3.81# | ||
| 25-05-2017 | 26-08-2019 | 5.10 | 25-11-2020 | End | +2.15 | ||
| 25-08-2016 | 24-05-2017 | 5.40 | 25-08-2020 | End | +2.34 | ||
| 25-05-2016 | 24-08-2016 | 5.80 | 26-05-2020 | End | +2.68 | ||
| 25-02-2016 | 24-05-2016 | 6.30 | 23-03-2020 | Mid | -7.41 | ||
| 25-11-2014 | 24-02-2016 | 6.40 | 26-02-2020 | End | +0.90* | ||
| 28-08-2013 | 24-11-2014 | 6.90 | 26-11-2018 | End | -3.40 | ||
| 26-11-2012 | 27-05-2013 | 7.10 | 28-05-2013 | End | +3.05 | ||
| 25-11-2011 | 25-11-2012 | 7.40 | 28-08-2012 | End | +2.75 | ||
| PruFund Risk Managed 2 Fund | 5.10 | 25-02-2022 | Present | 5.10 | 25-05-2022 | End | -2.10 |
| 26-05-2020 | 24-02-2022 | 4.80 | 28-02-2022 | End | +1.25* | ||
| 27-08-2019 | 25-05-2020 | 5.20 | 25-08-2021 | End | +3.67# | ||
| 25-05-2017 | 26-08-2019 | 5.50 | 25-05-2021 | End | +2.09 | ||
| 25-08-2016 | 24-05-2017 | 5.70 | 25-11-2020 | End | +2.51 | ||
| 25-05-2016 | 24-08-2016 | 6.10 | 25-08-2020 | End | +2.54 | ||
| 25-02-2016 | 24-05-2016 | 6.70 | 26-05-2020 | End | +2.92 | ||
| 25-11-2014 | 24-02-2016 | 6.90 | 20-03-2020 | Mid | -9.31 | ||
| 27-05-2014 | 24-11-2014 | 7.30 | 26-02-2020 | End | +0.90* | ||
| 28-05-2013 | 26-05-2014 | 7.20 | 25-02-2013 | End | +3.24 | ||
| 26-11-2012 | 27-05-2013 | 7.40 | 27-02-2012 | End | +3.41 | ||
| 25-11-2011 | 25-11-2012 | 7.80 | |||||
| PruFund Risk Managed 3 Fund | 5.60 | 25-02-2022 | Present | 5.60 | 28-02-2022 | End | +1.25* |
| 26-05-2020 | 24-02-2022 | 5.30 | 25-08-2021 | End | +4.90# | ||
| 27-08-2019 | 25-05-2020 | 5.70 | 25-05-2021 | End | +3.22 | ||
| 25-08-2016 | 26-08-2019 | 6.10 | 25-11-2020 | End | +3.33 | ||
| 25-05-2016 | 24-08-2016 | 6.40 | 25-08-2020 | End | +3.71 | ||
| 25-02-2016 | 24-05-2016 | 6.90 | 19-03-2020 | Mid | -10.64 | ||
| 25-11-2014 | 24-02-2016 | 7.10 | 26-02-2020 | End | +0.90* | ||
| 27-05-2014 | 24-11-2014 | 7.60 | 27-02-2017 | End | +3.10 | ||
| 28-05-2013 | 26-05-2014 | 7.50 | 25-02-2016 | End | -3.05 | ||
| 26-11-2012 | 27-05-2013 | 7.70 | 26-08-2014 | End | +2.60 | ||
| 25-11-2011 | 25-11-2012 | 8.00 | 25-02-2013 | End | +3.71 | ||
| 27-02-2012 | End | +4.21 | |||||
| PruFund Risk Managed 4 Fund | 5.80 | 25-02-2022 | Present | 5.80 | 28-02-2022 | End | +1.25* |
| 26-05-2020 | 24-02-2022 | 5.70 | 25-08-2021 | End | +4.56# | ||
| 27-08-2019 | 25-05-2020 | 6.00 | 25-05-2021 | End | +2.67 | ||
| 25-08-2016 | 26-08-2019 | 6.30 | 25-11-2020 | End | +3.49 | ||
| 25-05-2016 | 24-08-2016 | 6.70 | 16-03-2020 | Mid | -10.00 | ||
| 25-02-2016 | 24-05-2016 | 7.20 | 26-02-2020 | End | +0.90* | ||
| 25-11-2014 | 24-02-2016 | 7.40 | 25-05-2017 | End | +2.80 | ||
| 27-05-2014 | 24-11-2014 | 7.90 | 27-02-2017 | End | +4.51 | ||
| 28-05-2013 | 26-05-2014 | 7.80 | 25-08-2015 | End | -3.25 | ||
| 26-11-2012 | 27-05-2013 | 7.90 | 25-02-2015 | End | +2.61 | ||
| 25-11-2011 | 25-11-2012 | 8.20 | 25-02-2013 | End | +3.10 | ||
| 27-02-2012 | End | +7.81 | |||||
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"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at Craigforth, Stirling FK9 4UE. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company Limited. The Prudential Assurance Company Limited and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc which is a holding company registered in England and Wales with registered number 11444019 and registered office at 10 Fenchurch Avenue, London EC3M 5AG, some of whose subsidiaries are authorised and regulated, as applicable, by the Prudential Regulation Authority and the Financial Conduct Authority. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.