The PruFund range of funds aim to grow your money over the medium to long term (5 to 10 years or more), while protecting you from some of the short-term ups and downs of direct stockmarket investments by using an established smoothing process. This means that while you won’t benefit from the full upside of any potential stockmarket rises you won’t suffer from the full effects of any downfalls either.
The table below shows the current and historic EGR (gross of all product charges) and Unit Price Adjustments (UPA), correct as at 25 May 2022 (unless otherwise indicated).
Due to the strength of the With-Profits Fund, we’ve increased the unit price by 1.25% on 28 February 2022 for some of our customers invested in the PruFund funds. This unit price increase has no impact on the smoothing process. Customers invested in the International Portfolio Bond, Prudential International Investment Bond and International Prudence Bond will not share in the additional surplus. For further information please see www.pru.co.uk/aboutadditionalsurplus
Pension Choices Plan | Expected Growth Rate (%) | Historic Expected Growth Rate | Historic Unit Price Adjustments | ||||
---|---|---|---|---|---|---|---|
From | To | EGR (%) | Date | Type Of Adjustment | UPA (%) | ||
PruFund Risk Managed 1 Fund | 4.70 | 25-02-2022 | Present | 4.70 | 25-05-2022 | End | -2.41 |
26-05-2020 | 24-02-2022 | 4.30 | 28-02-2022 | End | +1.25* | ||
27-08-2019 | 25-05-2020 | 4.70 | 25-08-2021 | End | +3.81# | ||
25-05-2017 | 26-08-2019 | 5.10 | 25-11-2020 | End | +2.15 | ||
25-08-2016 | 24-05-2017 | 5.40 | 25-08-2020 | End | +2.34 | ||
25-05-2016 | 24-08-2016 | 5.80 | 26-05-2020 | End | +2.68 | ||
25-02-2016 | 24-05-2016 | 6.30 | 23-03-2020 | Mid | -7.41 | ||
25-11-2014 | 24-02-2016 | 6.40 | 26-02-2020 | End | +0.90* | ||
28-08-2013 | 24-11-2014 | 6.90 | 26-11-2018 | End | -3.40 | ||
26-11-2012 | 27-05-2013 | 7.10 | 28-05-2013 | End | +3.05 | ||
25-11-2011 | 25-11-2012 | 7.40 | 28-08-2012 | End | +2.75 | ||
PruFund Risk Managed 2 Fund | 5.10 | 25-02-2022 | Present | 5.10 | 25-05-2022 | End | -2.10 |
26-05-2020 | 24-02-2022 | 4.80 | 28-02-2022 | End | +1.25* | ||
27-08-2019 | 25-05-2020 | 5.20 | 25-08-2021 | End | +3.67# | ||
25-05-2017 | 26-08-2019 | 5.50 | 25-05-2021 | End | +2.09 | ||
25-08-2016 | 24-05-2017 | 5.70 | 25-11-2020 | End | +2.51 | ||
25-05-2016 | 24-08-2016 | 6.10 | 25-08-2020 | End | +2.54 | ||
25-02-2016 | 24-05-2016 | 6.70 | 26-05-2020 | End | +2.92 | ||
25-11-2014 | 24-02-2016 | 6.90 | 20-03-2020 | Mid | -9.31 | ||
27-05-2014 | 24-11-2014 | 7.30 | 26-02-2020 | End | +0.90* | ||
28-05-2013 | 26-05-2014 | 7.20 | 25-02-2013 | End | +3.24 | ||
26-11-2012 | 27-05-2013 | 7.40 | 27-02-2012 | End | +3.41 | ||
25-11-2011 | 25-11-2012 | 7.80 | |||||
PruFund Risk Managed 3 Fund | 5.60 | 25-02-2022 | Present | 5.60 | 28-02-2022 | End | +1.25* |
26-05-2020 | 24-02-2022 | 5.30 | 25-08-2021 | End | +4.90# | ||
27-08-2019 | 25-05-2020 | 5.70 | 25-05-2021 | End | +3.22 | ||
25-08-2016 | 26-08-2019 | 6.10 | 25-11-2020 | End | +3.33 | ||
25-05-2016 | 24-08-2016 | 6.40 | 25-08-2020 | End | +3.71 | ||
25-02-2016 | 24-05-2016 | 6.90 | 19-03-2020 | Mid | -10.64 | ||
25-11-2014 | 24-02-2016 | 7.10 | 26-02-2020 | End | +0.90* | ||
27-05-2014 | 24-11-2014 | 7.60 | 27-02-2017 | End | +3.10 | ||
28-05-2013 | 26-05-2014 | 7.50 | 25-02-2016 | End | -3.05 | ||
26-11-2012 | 27-05-2013 | 7.70 | 26-08-2014 | End | +2.60 | ||
25-11-2011 | 25-11-2012 | 8.00 | 25-02-2013 | End | +3.71 | ||
27-02-2012 | End | +4.21 | |||||
PruFund Risk Managed 4 Fund | 5.80 | 25-02-2022 | Present | 5.80 | 28-02-2022 | End | +1.25* |
26-05-2020 | 24-02-2022 | 5.70 | 25-08-2021 | End | +4.56# | ||
27-08-2019 | 25-05-2020 | 6.00 | 25-05-2021 | End | +2.67 | ||
25-08-2016 | 26-08-2019 | 6.30 | 25-11-2020 | End | +3.49 | ||
25-05-2016 | 24-08-2016 | 6.70 | 16-03-2020 | Mid | -10.00 | ||
25-02-2016 | 24-05-2016 | 7.20 | 26-02-2020 | End | +0.90* | ||
25-11-2014 | 24-02-2016 | 7.40 | 25-05-2017 | End | +2.80 | ||
27-05-2014 | 24-11-2014 | 7.90 | 27-02-2017 | End | +4.51 | ||
28-05-2013 | 26-05-2014 | 7.80 | 25-08-2015 | End | -3.25 | ||
26-11-2012 | 27-05-2013 | 7.90 | 25-02-2015 | End | +2.61 | ||
25-11-2011 | 25-11-2012 | 8.20 | 25-02-2013 | End | +3.10 | ||
27-02-2012 | End | +7.81 |