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WS Prudential Risk Managed Active & Passive funds

Multi-Asset funds work by spreading your money across a number of different types of assets, this is known as asset allocation.

They can include a range of investment options, such as company shares (equities), fixed interest bonds, cash and property - from both the UK and abroad.

Managed by experts

The Life Investment Office (LIO) previously known as Treasury and Investment Office (T&IO) is our team of in-house investment strategists and manager of managers. They set the asset allocation for all of our Multi-Asset funds.

LIO has great strength in depth with a team that includes investment professionals with expertise in capital market research, investment strategy design, liability management, derivatives and portfolio management. 

M&G Investment Management Ltd are the investment managers for the WS Prudential Risk Managed Active and Risk Managed Passive Funds. They make the relevant adjustments to the portfolios based on LIO recommendations. By investing in a number of different assets, the fund manager aims to balance the risk that is being taken. So if one asset is falling in value then another may be increasing.

Of course, there could be times when all the assets in the fund are either rising or falling in value depending on the market conditions at that time. 

An important point to remember is that the value of your investment can go down as well as up and you may not get back the amount you put in.

Our fund range

An actively managed fund is one where a manager or a management team makes decisions about how to invest the fund's money.

We offer a range of five risk-rated portfolios to help you target different levels of risk and potential return that suit your needs:

  • Prudential Risk Managed Active 1
  • Prudential Risk Managed Active 2
  • Prudential Risk Managed Active 3
  • Prudential Risk Managed Active 4
  • Prudential Risk Managed Active 5

 

Find out more about Risk Managed funds.

Passive funds aim to produce a return as close as possible to a given market or index.

We offer a range of five risk-rated portfolios to help you target different levels of risk and potential return that suit your needs:

  • Prudential Risk Managed Passive 1
  • Prudential Risk Managed Passive 2
  • Prudential Risk Managed Passive 3
  • Prudential Risk Managed Passive 4
  • Prudential Risk Managed Passive 5

 

Find out more about Risk Managed funds.

PruFund range of funds

The PruFund range has been carefully crafted to support different investor goals and appetites for risk.

For a detailed breakdown of each fund, you should speak to your financial adviser –they’ll be able to walk you through how everything works, and which option might suit your needs and personal circumstances. Each PruFund aims to grow your money over the long term – 5 to 10 years, or more.

Learn more about PruFund

We're not recommending one option over another or providing advice. You should speak to your financial adviser before making any decision. If you don't have one, see our financial advice page.

Getting financial advice

If you’re making an important financial decision, or thinking about your longer term financial health, then we recommend you get financial advice. 

  • You should speak to your financial adviser if you have one.
  • If you don’t have an adviser, you can search for an independent financial adviser by visiting unbiased.co.uk or by calling them on 0800 023 6868.
  • You could speak to M&G Advice. Whether it's about financial planning, accessing your pension, making sure you get the most from your tax allowances or protecting your loved ones; whatever your financial goals – we can help.