Multi-Asset funds work by spreading your money across a number of different types of assets. They can include a range of investment options, such as company shares (equities), fixed interest bonds, cash and property - from both the UK and abroad.
M&G Treasury & Investment Office (T&IO) set the asset allocation for our Multi-Asset funds. T&IO has great strength in depth with a team that includes investment professionals with expertise in capital market research, investment strategy design, liability management, derivatives and portfolio management.
M&G Investment Management Ltd are the investment managers for the LF Prudential Risk Managed Active and Risk Managed Passive Funds. They make the relevant adjustments to the portfolios based on M&G Treasury and Investment Office recommendations. By investing in a number of different assets, the fund manager aims to balance the risk that is being taken. So if one asset is falling in value then another may be increasing. Of course, there could be times when all the assets in the fund are either rising or falling in value depending on the market conditions at that time.
An important point to remember is that the value of your investment can go down as well as up and you may not get back the amount you put in.
The following are examples of Multi-Asset funds we offer:
Our Risk Managed Active funds
An actively managed fund is one where a manager or a management team makes decisions about how to invest the fund's money. We offer a range of five risk-rated portfolios to help you target different levels of risk and potential return that suit your needs:
Our Risk Managed Passive funds
Passive funds aim to produce a return as close as possible to a given market or index. We offer a range of five risk-rated portfolios to help you target different levels of risk and potential return that suit your needs:
Find out more about Risk Managed funds.
Our PruFund range of funds
Find out about our expected growth rates and information on smoothing for the PruFund range of funds available.
We're not recommending one option over another or providing advice.
View the expected and historic growth rates of our range of PruFund funds for each of our investment products.
These funds are a good way for smaller investors to enjoy the power of big institutional investors.
Spread investment risk and get potential bonuses along the way.