- Start your plan with a single payment and make additional payments at any time.
- Extensive choice of investment options available.
- Withdraw up to 5% per year of your investment free from any immediate tax liability.
- Switch assets within the bond whenever you need to without charge. Access your money whenever you need to.
Risks and considerations
- This product is only available through a financial adviser.
- The value of your investment can go down as well as up and you may not get back the amount you put in.
- Making withdrawals and/or the application of charges will reduce the value of your investment.
- You can withdraw over 5% per year but anything over the 5% may incur a tax liability. This may also be the case if cash in your plan.
- Tax relief will depend on your individual circumstances and is subject to change in the future.