Here you’ll find information about pensions, planning ahead to ensure that you’re on track and how to access your pension when the time comes.
As you fund an individual pension yourself, the more you pay in, the more potential there is for you to achieve the retirement you want. You could also get tax relief on additional contributions, so it's worth considering topping up your pension.
Combining your pensions, sometimes referred to as pension consolidation, means combining some or all of your pension pots into one, which you can do at any time.
The way that you decide to take your pension will affect what you can do with it when you pass away.
We've outlined some information on the current taxation, legislation and HM Revenue and Customs (HMRC) practice which may affect you if you're saving, investing, or have a pension plan. Tax rules can change and the impact of taxation (and any tax relief) depends on your personal circumstances.
Pensions can be a good way to save for your retirement and provide a way to support you financially in the future.