Here you’ll find information about pensions, planning ahead to ensure that you’re on track and how to access your pension when the time comes.
Approaching retirement with a Prudential pension
Here you'll find important information you'll receive if you have a pension product with us.
Access my pension
From age 55 (57 from 6 April 2028), there are three main ways you can take your money: Take tax-free money first, take a combination of tax-free and taxable money or take a guaranteed income for life.
Getting help to make the right decisions for you
The planning and lead up to your retirement can be daunting and you’ll have lots of decisions to make.
Guides to support your retirement journey
Benefits of topping up your individual pension
As you fund an individual pension yourself, the more you pay in, the more potential there is for you to achieve the retirement you want. You could also get tax relief on additional contributions, so it's worth considering topping up your pension.
Combine my pensions
Combining your pensions, sometimes referred to as pension consolidation, means combining some or all of your pension pots into one, which you can do at any time.
Ways to pass your pension on
The way that you decide to take your pension will affect what you can do with it when you pass away.
Tax information and allowances
We've outlined some information on the current taxation, legislation and HM Revenue and Customs (HMRC) practice which may affect you if you're saving, investing, or have a pension plan. Tax rules can change and the impact of taxation (and any tax relief) depends on your personal circumstances.
I want to learn the pension basics
Pensions can be a good way to save for your retirement and provide a way to support you financially in the future.
Tools and Calculators
Existing customers
More information
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"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at 5 Central Way, Kildean Business Park, Stirling, FK8 1FT. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company Limited. The Prudential Assurance Company Limited and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc which is a holding company registered in England and Wales with registered number 11444019 and registered office at 10 Fenchurch Avenue, London EC3M 5AG, some of whose subsidiaries are authorised and regulated, as applicable, by the Prudential Regulation Authority and the Financial Conduct Authority. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.