Investment Calculators and Tools

Inform your professional advice with our range of tools and calculators, which you can use across a number of devices. Explore options and uncover issues that could affect your clients – from tax to returns and more. Our tools and calculators are for financial advisers and not approved for use with clients. Some calculators and tools link to the M&G Wealth Tech Matters Hub.

Trustee Investment Plan Modeller

The Trustee Investment Plan (TIP) Modeller shows how the Prudential TIP can be used as an investment for your existing Self Invested Personal Pension (SIPP) and Small Self-Administered Scheme (SSAS).

Retirement modeller

Explore planning scenarios across your client’s full retirement journey with Prudential’s Retirement Account.

Inflation Modeller

This calculator allows you to demonstrate the impact of inflation on your client’s investment and cash holdings over a set time period. It also demonstrates the overall returns achievable before and after inflation is taken into account.

Tax Wrapper Comparison Tool

Discover how the returns compare, in general, between onshore bonds, offshore bonds and collective investments such as unit trusts and open-ended investment companies (OEICs).

Flexible Retirement Plan Modeller

The Flexible Retirement Plan (FRP) Modeller shows how the Flexible Retirement Plan and investments within it can be used for your existing FRP clients only.

ISA Costs and Charges Calculator

Discover information about the fund costs and charges for the WS Prudential OEIC funds and their effect on returns for the Prudential ISA, as required under MiFID II.

Investment Calculator

Demonstrate the accumulated fund value achievable over a period of time through investing, and the investment required by a client to reach their savings goal.

School and University Fees Calculator

Discover the investment needed in an offshore bond to fund school or university fees and the tax payable on withdrawals.

LTA Transitional Tax Free Amount Tool

Find out if your clients could benefit from a Transitional Tax Free Amount Certificate.

Trusts and Inheritance Tax Modeller

This tool allows you to estimate the potential Inheritance Tax liability for one or two individuals, demonstrating the impact gifting part of their estate into trust would have on their overall IHT liability.

Protected Tax Free Cash Tool

Calculate the scheme specific protected tax free cash amount for money purchase arrangements on or after 6 April 2012.

Redundancy Sacrifice Calculator

Understand the effect of redundancy sacrifice from the taxable element of a redundancy payment on your clients pension.

Bond Gain Tool

Based on the past premium and withdrawal history, the bond gain tool will allow you to model the potential gain based on full segment surrender and/ or partial withdrawals.

Annual Allowance Calculator

Find out how Annual Allowance could impact your clients – whether the standard Annual Allowance or tapered annual allowance applies, as well as the amount of unused allowance and carry forward.

Tax Relief Modeller

Understand how pension contributions could affect your client’s tax position; or calculate your client’s tax position regardless of any further pension contributions.

Emergency Tax Tool

Calculate the impact of Emergency Tax on the payment of the Uncrystallised Fund Pension Lump Sum (UFPLS) and the first payment of drawdown.

Extracting Company Profits Tool

Find out if your client could extract profits from their business in a more tax efficient way and how.

Salary Sacrifice Calculator

Understand the effect of salary sacrifice on your client’s pension – to lower pension contribution costs or increase contributions at the same cost.

Prudential Fund Reporting Tool

Find out which funds we offer - together with fund factsheets, performance information and more.

Available Funds and Preferential Terms Calculator

Calculate the savings from preferential terms and find funds available for Prudential International Investment Portfolio and the Non-UK version of the Portfolio Account.

With-Profits Annuity Income Calculator

Gain an insight into how Prudential’s With-Profits Pension Annuity has performed. See the annual income since the annuity started with the PruAdviser calculator.

Prudential Trust and Application Form Tool

Is your client planning to place an investment into trust? Find the correct application form and trust form with tips on how to complete them.

Discounted Gift Trust Discount Calculator

Estimate the potential discount which your client may receive with a Discounted Gift Trust.

Capped Drawdown GAD Calculator

Find out the monthly gilt yield and the impact of this on the amount of income your client could take from capped drawdown.

App Generation Tool

Make it easier to apply for the Prudential International Investment Bond. The tool generates a tailored application form, a handy checklist, an anti-money laundering guide and any other documents you need.

Defined Benefit Pension Input Amount Tool

Calculate the estimated recommended pension input amount for your client to help you work out annual allowance usage.