Expanding our Passive and Hybrid MPS Ranges

12 Dec 24 5 min read

We are adding an additional risk profile to the Passive and Hybrid MPS ranges on Friday 17 January 2025. This will give you and your customers a broader range of choices, helping the M&G MPS cater to a wider range of needs. There are no changes to our Global ESG Themes models.

The new portfolio will sit between the current portfolio 3 and portfolio 4. This means that the numbering of portfolios 4 and 5 will change, as shown below.

The strategic asset allocation is the weights for the Passive portfolios. There are no changes to the investment strategies, risk ratings or contents in the existing models whether they are having their model number changed or not.

 

Current Portfolio Names

Portfolio 1

Portfolio 2

Portfolio 3

N/A

Portfolio 4

Portfolio 5

Names after Change

Portfolio 1

Portfolio 2

Portfolio 3

Portfolio 4

Portfolio 5

Portfolio 6

Strategic Asset Allocation Weight

Equity

15.00%

30.75%

42.25%

54.25%

65.25%

77.00%

Alternatives

3.00%

3.75%

4.75%

5.25%

5.75%

6.25%

Fixed Income

77.00%

62.50%

50.50%

38.50%

27.00%

14.75%

Cash

5.00%

3.00%

2.50%

2.00%

2.00%

2.00%

Total

100.00%

100.00%

100.00%

100.00%

100.00%

100.00%

IA Sector Benchmark

0-35%

20% - 60%

20% - 60%

40 - 85%

40 - 85%

40 - 85%

The new models will be available from 17 January.

The website and most marketing documents will change on the same day that the models are available on platforms. If you use our Passive and Hybrid models, you’ll automatically have access to the additional portfolios on platforms.

We are working with external research databases and risk rating providers to capture the changes. We expect those changes to happen in late January and February. Defaqto will have a 5 rated option. This applies to:

  • Langcat Analyser
  • FE MPS Directory
  • Mabel Insights
  • Defaqto Engage
  • Morningstar Managed Portfolio Tool
  • Dynamic Planner
  • Evalue
  • Oxford Risk
  • Defaqto
  • Synaptic

The first monthly factsheets will be published in February. The factsheets will show 5 years of simulated past performance. The track record was created based on the historic changes to the asset allocation and funds in our other portfolios. This means it aligns with our historic investment decisions. 

Customers that are linked to our current Passive and Hybrid portfolios 4 and 5 will be automatically changed to the new numbering and this will be reflected on valuation statements from platforms. You won’t be required to take any actions on platforms in advance of the changes.

Please contact your Business Development Manager if you have any questions.

Past performance is not a reliable indicator of future performance. The value of an investment can go down as well as up and your client may get back less than they’ve paid in.