On-Demand Events
Pondering planning with pensions in the IHT world
21 Aug 25 110 min watch
Pensions in an IHT world
July saw the much anticipated response to the governments consultation on Pensions and IHT.
Now we have a clearer picture of what is ahead, it is now time to ponder what this means for clients financial planning. IHT tails probably shouldn't be wagging the retirement outcomes dog so there will be a need to balance retirement income / care needs against intergenerational efficiency. Pension first in, first out? Just buy an annuity? Do bypass trusts have a role to play? When to act?
Les Cameron (Head of Technical, M&G Wealth)
They ponder planning in a world where pensions are in the IHT net.
110 minute watch (including Q&A) I Structured CPD accredited by CII
Learning outcomes
By the end of this session, you will be able to:
- Explain the changes to pension death benefit taxation from April 2027.
- Evaluate different options to mitigate a pension driven IHT liability.
Claiming your CPD
To claim your CPD certificate, test your knowledge with the questions below.
Write down your answers to each of the following questions and check your answers when you click to claim your CPD certificate on the link below
1. The primary responsibility for paying IHT on pension assets from April 2027 lies with?
A. Beneficiaries
B. Personal Representatives
C. Pension Scheme Administrators
D. Pension Scheme Trustees
2. What is the key risk of using protection to fund an IHT liability?
A. Inflation risk
B. Lapse risk
C. Investment risk
D. Duration risk
3. What are the 2 main uses of bypass trusts?
A. Flexibility and control
B. Investment choice and tax efficiency
C. Control and tax efficiency
D. Control and investment choice
The primary responsibility for paying IHT on pension assets from April 2027 lies with?
A. Beneficiaries
B. Personal Representatives
C. Pension Scheme Administrators
D. Pension Scheme Trustees
2. What is the key risk of using protection to fund an IHT liability?
A. Inflation risk
B. Lapse risk
C. Investment risk
D. Duration risk
3. What are the 2 main uses of bypass trusts?
A. Flexibility and control
B. Investment choice and tax efficiency
C. Control and tax efficiency
D. Control and investment choice
Before collecting your certificate, please take a moment to provide us feedback on this session, please email prudential.distribution.team@prudential.co.uk
Complete the form below and we’ll email your CPD confirmation to you. Please use the email address that you would usually use when contacting us.
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